Wine Valley Insurance Services assists the Napa, CA community through offering a wide variety of insurance coverage. We are committed to helping our clients find policies that will protect them in the event of a loss. Providing quality customer service is our top priority.

Home Insurance Variables During The Winter

Home insurance helps you protect one of your most valuable assets. The policy covers any damages to your home or personal items. You are also covered if a potential liability issue arises due to someone getting injured on your property. You can amend your policy to cover your temporary lodging somewhere else if a natural disaster causes serious damage to your home. As you prepare for winter in Napa CA, here are a few variables to consider.

You have to consider the threat of fire. As you are heating up your home, an accident may occur. Depending on how severe the fire is, your home may suffer substantial damages. If a disaster arises, you can have a piece of mind knowing that your home insurance policy will cover you.

Another potential danger is frozen pipes. Cold temperatures may cause your pipes to freeze overnight. This could potentially cause some serious problems. Make sure that you keep a proper temperature inside of your home so that your pipes won’t freeze up. You can amend your policy to cover you if the pipes burst and your home suffers flood damage.

Winter also brings the increased likelihood of a windstorm or a similar type of natural disaster. Windstorms have the potential to cause serious damages to your roof. If the storm damages your roof, water and possibly snow may leak into your home. Home insurance will cover you if this situation arises.

Consult With Wine Valley Insurance Services

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